Saturday, November 10, 2018

WARNING! Long Term Care Comes At A High Cost

We spend time searching for information comparing and evaluating everything from recipes, childcare, books, automobiles and every tech product on the market.

WHY DON'T WE FIND A WEBSITE WHERE THE GENERAL PUBLIC IS GIVEN THE OPPORTUNITY TO RATE AND REVIEW LONG TERM CARE FACILITIES?

Like "Social Problems" as I learned in a course last year, it's most probably because it's "not a problem until enough people say it's a problem".

WHO WANTS TO VOLUNTARILY GO INTO A LONG TERM CARE FACILITY?  

I've spoken to hundreds of people and have found not one single person who wants to live in Long Term Care if given the choice.

LONG TERM CARE is almost always not a choice but a necessity.

"The average stay in a nursing home is 835 days, according to the National Care Planning Council. (For residents who have been discharged, which includes many who have received short-term rehab care, the average stay in a nursing home is 270 days.)Jun 28, 2018"

https://www.agingoptions.com/.../how-many-seniors-really-end-up-in-nursing-homes/

LTC is supposed to be for the most advanced cases of medical supervision. 

HOWEVER, it's not always that way. 

Due to lack of financial capability men and women enter Long Term Care because our Federal System of Medicare does not provide for "accomodations" in its coverage for those medically challenged. 

A majority of our aging do not have the financial means to "plan ahead" or Long Term Care Insurance that will actually pay for quality Long Term Care -- and there is a BIG difference in the type of care provided in LTC's.

"Although Medicare covers long-term hospital care, you could face significant charges if you receive long-term care beyond three months. In 2018 under Medicare Part A, you only have $0 coinsurance for the first 60 days of each benefit period. For days 61-90 you pay $335 per day of each benefit period. For days 91 and beyond you pay $670 coinsurance per each “lifetime reserve day” after day 90 for each benefit period and you only have up to 60 days over your lifetime. Beyond the lifetime reserve days you pay all costs until a new benefit period begins. " medicare.com/coverage/medicare-cover-long-term-care/

When will Long Term Care be a Social Problem?

A Social Problem is defined as being an affect on the general population that is recognized by a significant enough number of people to continue to draw attention to it from many sources and resources.

IN ACTUALITY: Long Term Care will continue to be a problem because Society sees the "inability" of individuals to provide for "quality healthcare" as they age -- including these amazing and luxurious residences springing up that now include Independent Living, Assisted Living and Long Term Care -- as NOT SOCIAL PROBLEMS, BUT INDIVIDUAL POOR PLANNING FOR THE FUTURE.

Did my mother want to go into Long Term Care?  NO!  She was convinced by an individual it would be in her best interest but then that individual walked away with cash and visitation rights to see Mom and control her including, in my belief, advancing her symptoms through feeding her delusions. 

Long Term Care even in the nicest facilities is still in the dark ages. 

Until we understand quality of life including personalized care plans reviewed by the family and provided on a weekly basis,mandated to be shared with at least one person, are the only way to keep the light turned on bringing it into LONG TERM CARE FACILITY RESPONSIBILITY AND ACCOUNTABILITY we will continue the endless circle of Long Term Care at a High Personal Price -- the lives of men and women who receive not the best but the least society chooses be provided.

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